Individuals
Personal finance, explained with honesty and clarity
No mis-selling. No commissions. Just calm, structured guidance to help you make better decisions with your money — and protect your future.
1. Financial foundation
Set up the basics so your money stops leaking silently.
- Budgeting that actually works in real life.
- Managing loans, EMIs and debt wisely.
- Building and sizing your emergency fund.
2. Investing without confusion
Understand how to grow money without gambling.
- Mutual funds and asset allocation in simple language.
- Long-term compounding vs short-term speculation.
- How to avoid F&O and risky “hot tips”.
3. Insurance awareness
Know what protects you — and what only pays others.
- Term vs traditional policies, ULIPs and more.
- Health insurance basics for Indian realities.
- Spotting mis-selling before you sign anything.
4. Tax clarity
Stop donating extra money to the government by mistake.
- Understanding slabs, deductions and basic planning.
- How investments and tax-savings fit together.
- Common mistakes salaried people make.